Welcome to the San Diego County Credit Union Solana Beach Branch location. Visit SDCCU for Free Checking with eStatements, savings accounts, auto loans, home loan mortgages and more! San Diego County Credit Union is San Diego's largest locally-owned financial institution. With over $9.5 billion in assets, SDCCU is a not-for-profit credit union wholly owned and operated by its members. Unlike most other financial institutions, like big banks, SDCCU does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits or lower fees.